Everybody is complaining that personal loans and payday loans can and will destroy your life with theyr big interests and so on. You all have watched the tvshow where people blame the payday loans agencyes because ruined lifes and so on. I'm not retarded, when I go an get a loan I watch for the interests then I make a little budget check to see if I can afford it or not. As i see most people don't check if they can or can't pay, all people are just interested to get the loan.
Now as you see from the title, I think I can help you to get rid of loans. I have three working steps that helped me, maybe it will help you :
Number one: STOP CRYING! Nobody is going to feel sorry for you and pay your loans.
Number two: think about ways that you can get more income, cut grass at neighbors, stop spending money on crap, simple economics, write these solutions on a paper
Number three: after you find out how can you make a little more money (every penny counts) and stop wasting some just apply what you have writed!
If I would know more about who you are and what do you do and where do you stay I could help you more, but since only you have these knowledge, for now, only you can help yourself.
I have a step four to you won't get addicted to loans again, it goes like this: THINK BEFORE YOU LOAN, make a small plan about your budget and write it down, only get loans when it is necesarry, don't get them for fun or to buy things that you don't need.
I know there are people that do not know what they don't need, here is a list: new i-pod, new laptop, new car, new coffe maker, new apple phone, new rims on your car, new stereo on your house, etc etc etc.
what do you need? simple: food, water, a bear once in while, and a roof above your head.
Follow my sugestions and you won't be addicted again.
