I think that this time it s the worst time to get this type of loan, why? Because it will take untill next year to get the cash and plus of it you won't use it wiselly. The best thing is to take a loan when the after christmas and newyears party stops. Then all the shops will have big discounts and so the same product will be more cheapper. I know that this doesn't seem like a right thing to do, but if you have no money there is no better solution. I wish that everybody has a good time this hollydays and I hope the new year will bring happyness in your lifes!
Best wishes
